Free tools
Salary & income tax
In-hand pay, CTC structure, HRA exemption, TDS and the old-versus-new regime question.
10 tools · Free · No sign-up · Statutory figures reviewed 2026-09-22
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Employee Benefits Value Calculator
Total up what a package is really worth — CTC plus insurance, paid time off, perks, learning budget, target variable pay and equity vesting this year. Useful for a total-rewards statement or for comparing two offers.
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HRA Exemption Calculator
Work out how much house rent allowance is exempt from tax: the least of actual HRA, 50% of salary in the four metros or 40% elsewhere, and rent paid minus 10% of salary. Old regime only.
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In-Hand Salary Calculator
Turn an annual CTC into a monthly take-home figure — basic, HRA and special allowance on one side, provident fund, professional tax, ESI and income tax on the other, with the gap between CTC and gross shown explicitly.
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Income Tax Calculator FY 2026-27
Calculate income tax for FY 2026-27 under either regime, slab by slab, including the section 156 rebate, surcharge and 4% cess. The new regime's rebate threshold is ₹12,00,000 — not the ₹7 lakh two official pages still show.
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ITR Calculator FY 2026-27 — Refund or Tax Payable
Work out whether your FY 2026-27 income tax return ends in a refund or a balance to pay: tax for the year under either regime, less the TDS your employer deducted month by month, with every deduction shown against its cap.
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LTA Exemption Calculator
Check how much leave travel allowance is exempt: the lower of the LTA in your salary and the actual fare for eligible domestic travel, for two journeys in each block of four calendar years. Old regime only.
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Old vs New Tax Regime Calculator
Compare tax under both regimes on the same salary, and see how much more deduction the old regime would need to catch up. For most salaried people without a home loan, the new regime wins.
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Salary Hike Calculator
Work out a revised salary from a hike percentage, or the percentage from a revised figure — and see the real increase once inflation is taken off it.
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Tax Saving Calculator
See how much more tax you could save by using the old regime's remaining deduction headroom — and whether it is worth it, by comparing the best possible old-regime outcome against the new regime.
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TDS on Salary Calculator
Work out monthly TDS on salary using the average-rate method — the whole year's estimated tax, less what has already been deducted, spread across the remaining months. Not monthly slabs on a monthly salary.
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